Your money is protected. We use a secure escrow system and clear refund rules so you always know where you stand. No hidden fees. No surprises.
Last updated: April 2025 · Effective immediately
Every booking is backed by our escrow system. Your payment is held safely until you confirm a successful session. If something goes wrong, we've got you covered.
100%
Full Refund
Cancel 24+ hours before the session
50%
Partial Refund
Cancel 12–24 hours before the session
0%
No Refund
Cancel less than 12 hours before
100%
Companion Cancels
Full refund regardless of timing
Every payment on Hamrah is protected by our secure escrow system. Here's how it works:
The full booking amount (hourly rate × hours + add-ons + processing fee) is charged at checkout and held securely in escrow
Your payment is protected — the companion cannot access these funds until you confirm completion
The client and companion meet (in-person or virtually) and complete the session
After the session, the client confirms completion. Funds are then released to the companion's wallet (minus platform commission)
If the client doesn't confirm within the auto-confirmation period, the system automatically releases payment
Clients may cancel accepted bookings subject to the following refund schedule:
| When You Cancel | Refund Amount | Processing |
|---|---|---|
| More than 24 hours before | 100% full refund | Instant to wallet |
| 12 to 24 hours before | 50% refund | Instant to wallet |
| Less than 12 hours before | No refund | — |
| Booking still pending | 100% full refund | Instant to wallet |
Note: Processing fees are included in the refund for full refunds. For partial refunds, the processing fee is non-refundable.
When a companion cancels an accepted booking:
We understand companions may have legitimate reasons for cancelling. However, repeated cancellations damage the trust our community is built on.
For virtual bookings (voice/video sessions), we have a special no-show policy:
Grace Period
After the scheduled start time, a grace period begins (admin-configurable, default: 10 minutes). During this time, the waiting party sees a countdown timer.
Grace Period Elapsed
If the other party hasn't joined after the grace period, a "Cancel for Refund" button appears. The waiting party can cancel for a full refund (admin-configurable %) or continue waiting.
Late Arrival Accommodation
If a companion joins late, they can extend the session for free to compensate for the lost time. The client has the option to wait or cancel at any point after the grace period.
If you're unsatisfied with a completed booking, you can file a dispute within 48 hours of completion:
Our dispute resolution team reviews evidence from both parties and provides a decision within 5 business days. Hamrah's decision is final.
| Refund Method | Processing Time | Details |
|---|---|---|
| Hamrah Wallet | Instant | Funds immediately available for new bookings or withdrawal |
| Bank Transfer | 5–7 business days | Refund processed to original bank account |
| Credit/Debit Card | 5–10 business days | Refund to original card (depends on bank processing) |
| EasyPaisa/JazzCash | 1–3 business days | Refund to linked mobile wallet |
All cancellation refunds are processed to the Hamrah wallet by default. You can then withdraw to your preferred method.
The following are NOT eligible for refunds:
There are several ways to request a refund:
For refund inquiries that are not resolved through the normal process: